Normally, when confronted with money related issues, the challenges can be stressful but remember, you are not alone. Our trained financial counsellors at CHFS can take an objective look at your personal financial situation and make recommendations on what you can do to get back on track. We offer the following services to help you get there: a spending plan, an understanding of credit, learning how to set financial goals, prioritizing debt repayments, making the most effective financial decisions and much more.